Resolved Question: Can anyone tell me from experience getting a high interest/bad credit loan vs a debt counselor?

Resolved Question: Can anyone tell me from experience getting a high interest/bad credit loan vs a debt counselor?
I have made a string of bad decisions in the last year financially. No sad story here, I am just bad with my cash. Plain and simple. I have gotten better and I am improving more and more every day, but I am so far behind on everything now, I just cant get caught up. I thought a couple of payday loans were the answer but that only made matters much worse. I have identified what I need to do and with my salary I can pay a pretty hefty loan payment but I just cant get myself to even and start moving forward. Between payday loan fees and NSF fees every month and I just wasting cash and I cant get out of that trap. Does anyone have any sound tip or a suggested solution to this nightmare I am in. I just do not know what to do. Any tip would be appreciated. Thank you.
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Resolved Question: What is the law regarding Signature loans?
I have 2 signature loans and 2 payday loans. (I know stupid mistake!) Well now the first payment is due on the 2nd signature loan. The first signature loan i have been paying on time since January! My dilemma is this, i am flat broke and just got paid. Both signature loan payments are due this week! What is the law regarding defaulting on these loans? I over extended myself and no one is to blame but myself! I have no one to borrow the money from!
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Open Question: Where can I get a "no credit check" 90 day loan online–please?
I need a personal loan ASAP…I have looked all over the internet and I have only been able to find loans regarding "next payday loans" or you have to have excellent credit. If someone could give me a RELIABLE company that issues loans longer than 60 days with no credit check I will be forever thankful…please respond back soon.
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Open Question: are there payday loans for debit card accounts?

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