August 20, 2008

Open Question: Payday Loans and default questions?

Open Question: Payday Loans and default questions?
Can you get put in jail if you default on a payday loan? I got one of those stupid on-line payday loans, and now they are threating me with jail time if I don't pay it back, is that even legal??
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Voting Question: can payday loans garnish your wages before gooing to collections in ohio?

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Resolved Question: can i get out of the payday loan cycle?
i am in a horrible cycle of payday advances. with fees, i owe 1650.00. I am paying around $600 per month in interest only! My income has improved quite a bit since taking out the loans…but i cannot get caught up with all of these payments. I was thinking about calling my 'regular' creditors and asking if i can pay them a lot less this month then pay my payday loans way down, if not off. Will this work? Thank you!
Source: _http

The Unforced Payday Loan - Reason Payday Loans Square measure …
Payday loans area unit easier to get than course credit game operating theatre personal loans since on that point is no attainment bank check committed. And because payday loans ar meant for as.
Source: www.67.matfiz.pl

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Open Question: Payday Loans and default questions?

Open Question: Payday Loans and default questions?
Can you get put in jail if you default on a payday loan? I got one of those stupid on-line payday loans, and now they are threating me with jail time if I don't pay it back, is that even legal??
Source: _http

Resolved Question: I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me?
i nedd a consolodation loan ot pay off payday loans and credit card debt.
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Open Question: Take the son or leave him & what about the husband?? Help?
I am 26 have been married for going on 2 years and my husband 29 years old has a 9 year old son that lives with us and I have no kids of my own. My husband is now in jail for child support for 2 other kids of his that do not live with us. Due to he owed child support made it really difficult for him to find a good job because they put 2 felonies on his record and suspended his driver's license and the jobs he would apply for just see that he has a felony and turn him down. So mainly I have been the bread winner for quite sometime and since I have been the only one working it has put me in a big financial hole to the point where I can't see my way out because I would take out payday loans to try and make up his half and lots of other bills have fallen behind because I can only do so much. It looks as if my husband will be in jail for quite some time and I don't know what to do because I am stuck in this big mess to clean up by myself plus to care for his son. Since he has been in jail, I got an $800 phone bill to pay because of him and all he can say is sorry like always, but that changes nothing. My friends are all telling me that since he has not been helping me out all of this time, I should just leave his son with my husbands mom (which she wants to take him) and move on since I don't have the dead weight laying around anymore since my husband is in jail. They all keep telling me that his son is not my responsibility and that I feel obligated to take care of him since we are married, but since I have no kids of my own that I should move on with my life and try to get back on track with all of these bills. I don't know what to do because my heart is really attached to my stepson and he has no other mother, his real mom left him on the doorstep when he was a few weeks old and never came back for him and its been 9 years. I'm the only mom he has known for the last 5 years. I guess I feel stuck because I look at it as marriage is for better or worse and when something bad happens you just can't run, but I don't think I can take anymore stress, I am at my limit. I feel really stupid, but I didn't do the things I did out of stupidity it was out of love. Hoping that if I show unconditional love, I would get the same. I'm not saying he doesn't love me, but his lack of finances is the root of all of our problems that I seem to be buried under. My husband could have tried a lot harder than what he was doing, I understand he had felonies blocking him for child support, but he could have done more. I would always make suggestions as far as different places to look for a job and he acted as it were beneath him to go to the places, just because I would get so mad I would go and pick up the applications myself (he would let them sit there), I made his resume and filled out the application for him, the only thing he had to do was sign it and go to the damn interview, that's it. That was my way of (what I thought) helping. He never had been on his own before and I was on my own when we met, so I had the independent mindset and had a lot of determination verses him that was more laid back about things getting taken care of. All I had to take care of was me and now a husband and a stepson. Its too much. I wanted to so many times teach him a lesson, but I don't want to make the child suffer, but at the same time all I have been doing is taking care of everyone else. I just feel like I took on a huge burden extended family to add more exspenses to my life and put me in the hole and I don't know what to do. Please help.
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Open Question: Payday Loans and default questions?

Open Question: Payday Loans and default questions?
Can you get put in jail if you default on a payday loan? I got one of those stupid on-line payday loans, and now they are threating me with jail time if I don't pay it back, is that even legal??
Source: _http

Voting Question: I need help with a Car Title Loan.?
I have a title loan in the amount of $1900. The payments are $459 every month. I closed my bank account due to some other payday loans before my first payment was due. I contacted the company via phone (left message) and email on several occassions asking them to contact me regarding my account and letting them know that I had to close my account and I wanted an address I could send a money order to for my payment. Needless to say, I never received a call or email back until my payment did not go through. I have since sent numerous emails and made several phone calls returning messages (I can't take calls at work) with no luck or help from anyone. I received a response letting me know that I owed $918 not $459. They are now saying that I have to pay $459 every 2 weeks, not every month. I don't see this anywhere on the contract that I signed. I have done some research on these types of loans and know that they are bad. I just don't want my car to be repossessed. I have some money to pay them, but not all of it and I would like some legal advice on how I can make arrangements to pay them and not lose my car.
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Voting Question: can i get out of the payday loan cycle?
i am in a horrible cycle of payday advances. with fees, i owe 1650.00. I am paying around $600 per month in interest only! My income has improved quite a bit since taking out the loans…but i cannot get caught up with all of these payments. I was thinking about calling my 'regular' creditors and asking if i can pay them a lot less this month then pay my payday loans way down, if not off. Will this work? Thank you!
Source: _http

Resolved Question: Is this a true statement?
Someone told me that payday loans are not able to collect if you close your bank account is that true?
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